u/Ox51

▲ 2 r/CreditCardIndia+1 crossposts

I've been trying for Scapia for 2 years and got approved for Federal Signet instead—any tips to improve my chances?

For the past 2 years, I’ve been trying to get the Federal Scapia credit card, but I’ve been rejected 3–4 times despite already having cards from SBI, Axis, and ICICI.

A few days ago, I came across a random post/ad suggesting the Federal Signet credit card, and I assumed I’d get rejected again. Surprisingly, it got approved with a limit of a little over 1 lakh.

My main goal is still to get the Scapia card, so I’m looking for suggestions on what I should do next. Also, this is probably the first card I got without any KYC/vKYC, maybe because I already have a Jupiter account.

I was also rejected for the CBS Edge credit card through the Jupiter app, and now I can’t even see the option to apply for it anymore.

Anyway, I still want the Scapia card. Since time isn’t a major issue right now, I’m okay waiting 3–4 months if there’s something I should do in the meantime to improve my chances.

If anyone has gone through something similar or knows what might help, please let me know.

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u/Ox51 — 3 days ago