I'm so confused because on 3 different apps my credit score is different. For apps I have discover credit card, credit karma, and my salie mae app for my student loans. 3 different scores, there's TransUnion and Equifax with 2 different scores on karma, then Fico score on Sallie mae app, and a different Fico score on credit card. Which one is the true score I can go off of?
Deciding between getting a used or new Honda civic. My credit isn't the best (fair range, 630+), and I plan to put $3k down. I'm a recent graduate and starting a good job where I'll be making over $4k monthly. The issue is, used civics I see online in my area is going for $20-23k, whereas brand new at the dealers I'm seeing around $26-28k. Not sure if it's even worth getting a cheaper civic around $18k but the mileage is over 120k. I don't even know if I'd be even approved for an auto loan, but I'm hoping once I start working I could go through my credit union or bank....do I have even a chance at being approved at those? I tried getting an $11k 2017 Corolla at a small dealer and was quoted an apr of 16% then later I got denied even with a cosigner (the dealer was sketchy anyway and it was just an issue)