Vehicle Repossession?
Due to having a soon to be ex husband who has refused to ever get a job, and who has had us move around multiple times in pursuit of his subcontractor opportunities the past year (not a single job he’s ever completed, he usually quits because other people don’t know what he’s taking about so then we lose on money due to not completing the contract plus our travel costs). I’ve been trying to keep things afloat by working whatever jobs I can whenever we move, but it’s been so inconsistent that I’ve falling way behind on my car finance. And honestly, everything else.
I have already been warned I am at risk of repossession and honestly at this point I feel it would probably be for the best. I own a secondary vehicle that was purchased for the big business he was going to build that was paid in cash. I plan on using that to trade in for a sedan or SUV so I will at least have a vehicle to get to and from work without worrying about how I’m going to make my biweekly car payments and catch up on over $1700.
Wondering If anyone has had a vehicle repossessed and can give me an idea on the process? Located in BC. I’d just like to prepare myself in case they were to show up with a tow truck at my work and try and save myself from the embarrassment.
I have offered to voluntarily surrender the car twice now and my finance company only provides extensions to pay even after threatening repossession and will never provide an option to self surrender the car. It’s a shitty position to be in but I have no choice. I have to completely rebuild my life and get the rest of my finances back in order and this cars regular finance is over $700 a month.