I start investing and already have a bank and Rebel account with Belfius Bank.
Is Rebel ok or should I look at other brokers?
My main goal is saving monthly in one or two ETF.
TIA!
I am 47F, married, 3 children aged between 11 and 19. My eldest goes to college. We are in Belgium, in one of the expensive cities.
I realise I am terribly late to start investing…
We do own a large home (est. value of 1.7 mio, which currently takes up a lot of budget for mortgage (2500€ per month, for another 15 years).
We have a national pension plan with very little return and I have an emergency fund of about 6 months of my net income. I also have a pension fund with my employer but I hope not to work until 67 so the revenue will be lower…
I have a lump sum of 80k to invest at the moment, and will try to invest about 500 per month from now on ( more is difficult now with the mortgage and the children).
The goal is being able to retire a few years early. I hope to be able to save and invest more in 5 years or so ( but I have 2 more children to put through college).
I do not wish to be very active on the market, so ETFs seem convenient for my current situation.
I was thinking about:
95% Amundi prime all country world WEBN
OR : Vanguard Funds ESG Global all cap V3AA (both are cheaper then VWCE)
AND:
5% Amundi MSC semiconductor CHIP
Any thoughts on these choices?
TYIA!