r/ETFs_Europe

Looking to invest 20 years+

I used multiple ai to decide.

What do you think?

SWRD 65%

AVWS 20%

IWQU 10%

Eimi 5%

For those unfamiliar, AVWC is the equivalent of AVUS (US equities) + AVDE (International equities), so very similar to EUNL that tracks MSCI World index. The only difference is that Avantis intentionally avoids junk like mega IPOs (https://www.youtube.com/watch?v=iOyFja87uyw), hype/meme stocks, etc.

What I cannot understand is what caused that 5% divergence starting from 2026. What stocks inclusion/exclusion did that exactly?

Hi everyone,

I wanted to share my ETF savings plan and get your opinions. I’m investing for the long term and don’t plan to sell over the next 10 years (at least). I’d describe my risk tolerance as medium ,I want growth, but I also don’t want to be checking my account every day.

I know some people might suggest skipping emerging markets and putting everything into an all-world FTSE. I understand that argument, but I also think the weighting and exposure in EM index is different. I’m not sure how things will play out in the future. I decided to include EM separately for now.

As for gold, I added it mainly for diversification(maybe amount is very low). To be honest, this strategy isn’t very deeply thought through it’s more of a trial-and-error approach while I learn.

Thanks.