u/Material_Efficiency5

Pip review decision: extended (MH)

Hi, i first got awarded pip ~2 years ago (applied in july 2024, awarded in november), it was a 2 year award for enhanced daily living as i was claiming based on mental health conditions (don’t know how i managed to get diagnosed with adhd twice in the span of a year-ish through the rtc in this adhd crisis lol).

My circumstances haven’t changed much, i went through titration and settled on 70mg elvanse, got a prescription for amytriptyline, i’m a uni student so i also have had multiple interactions with the welfare and disability teams, meetings and welfare checks because of my attendance, “therapy” sessions, got referred to the NHS cbt, and pretty sure that’s it.

I received my form review start of march, and to be honest i already had the mindset that they were going to stop mine as i read that they’ve decided to be tougher with mh based applicants, so when i was filling the form out i tried my best, but i tried not to be too hopeful and not obsess over the wording of my answers as the first time (also they have changed the review form, you actually have to write things out and can’t just put that there’s been no change).

I received a text from dwp this morning saying that a decision was taken, my heart sank as i really didn’t think it would happen this quick (form was received 15/4), from this subreddit i saw that you can check online if your award is still ongoing, so i went on the website and saw that i had been given the same award for 4 years!!

I’m so happy i literally felt a huge weight lift from my shoulders (no assessment either) as i’m in the worst financial position since i first got awarded, but anyways, this is not to brag or anything but i just wanted to maybe reassure mh based applicants that you won’t just automatically get rejected, because that’s what i thought.

For the past 2 years i have been thinking that i just got lucky as the health professional that had my assessment the first time was super duper nice and understanding, and when i got my report back she wrote everything down as i said it and i was really convinced that my award was just luck and that the decision was just based on her being the one that assessed me; obviously, she definitely played a part but if i wasn’t disabled, i wouldn’t be awarded.

Sorry for the ramble, not sure if it makes sense i’m sure i wrote horribly💔

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u/Material_Efficiency5 — 1 hour ago

My avg price is 1377 (yeah i know😔), and my return atm is 6% (i’m a student💔), where would you advice me to place the stop loss at?

My return is minimal so i’m not toooo fussed about taking profits, i guess my actual question is, if the stock was to drop significantly, what price would you think it’s reasonable and not worrying?

reddit.com
u/Material_Efficiency5 — 8 days ago

okay the title is just click/ragebait! lol don’t attack me

i’m a final year uni student, 22F. i started investing late aug last year on a whim, i just wanted to be more financial literate and to be honest i did a bunch of random things as i got my information all from tiktok/reddit/google/chat (yeah..), made sooo many mistakes: pharma, penny stocks, levereged 3x, etc. 🥲 learnt my lesson! one thing i still struggle with though are the what ifs, saw sndk at 220 but thought that was the peak💔.

i just wanted to ask, does this look fine? i haven’t added money in a while because i don’t have the spare cash atm but i was just wondering if it can improve before i add more.

for example, should i just add the money from vuag into vwrp or viceversa or keep it separate but even it out? or something else?

if anyone’s interested on why nbis&onds, literally no reason i (foolishly) just followed some random guy’s non financial advice on reddit in august and i’m lucky it turned out well for me, well for now.

one thing i do regret though is not researching more on the basics, didn’t think about how your average price goes up if you buy more shares when the price has increased, which obviously sounds very dumb! like i bought most of my nbis shares at 68 and onds at 5.40 but would buy more when they peaked..🥲 but oh welllll!

u/Material_Efficiency5 — 14 days ago