Do you keep everything in ETFs or mix in other stuff once you’re more comfortable?
I started out just sticking to broad ETFs, mostly to keep things simple and not overthink it. But over time I’ve found myself looking at other things on the side, individual stocks, some thematic ideas, even a bit of crypto, nothing major, just experimenting.
Now I’m not sure if that’s actually useful or just adding unnecessary noise to what was originally a clean setup. Part of me wants to keep everything ETF only and stay disciplined, but part of me feels like having a small satellite portion makes it more interesting and maybe even useful? How do others here approach this once they move past the basics.