u/Mangnada

I was at the car dealer and was convinced into adding more to my package (gap, VSC, etc). The rate stayed the same. The length stayed the same. The monthly payment go down by $2. I thought it wasn’t so bad so I agreed. I regretted it after doing more research at home. That if cancel the add ons, it can reduce the total loan balance and help pay off loan sooner. I am a novice and have no idea of any of this. However, it’s still within the 30 days. Should I call in to have the add ons canceled? I am worried if I call to cancel they will make change to the rate, length or monthly payment. Can they still make change if I call to cancel it, since with the add ons, it did lower the monthly payment by $2. What is the worst it can happen if I call them to cancel the add ons? Or should I just leave it as it is? I want the better of the deal and don’t want to end up paying more than I should. Any advice is greatly appreciated.