u/Lucky_Astronaut2468

Any MCA shops looking to offer merchants an alternative repayment structure?

I work in merchant services and have been partnering with a few MCA shops to offer CC splits as a repayment structure on their deals. Merchant pays back through a percentage of card volume instead of fixed ACH pulls, which works really well for businesses with inconsistent revenue like restaurants, retail, contractors.

If you're a broker looking to place deals this way, I'm open to talking about how we can work together

Drop a comment or DM me

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u/Lucky_Astronaut2468 — 3 days ago

I run a payment processing company and I'm looking to connect with MCA lenders, brokers, and ISOs who want to add another revenue stream without adding to their workload.

Here is what I bring to the table. When your merchants switch their processing over to us they become eligible for funding through CC splits. Repayment comes automatically as a percentage of daily card sales, no fixed payment, no ACH pull. For merchants that got declined everywhere else because of weak bank statements, this opens a door that was previously closed.

There is comp on both sides for funding and for processing referrals. You make the intro and I handle everything from underwriting to setup to ongoing support.

Not looking to step on anyone's toes or compete with what you're already doing. This is additive. Dead files become funded deals, and active merchants get a better processing setup.

If you're open to a conversation drop a reply or send me a DM.

reddit.com
u/Lucky_Astronaut2468 — 14 days ago

Most of your merchants are getting crushed by high card-processing fees, and when they switch providers or get hit with a blanket UCC, your future renewals can die overnight.

That’s where we come in.

We help your merchants:
✅ Eliminate processing fees
✅ Lower their costs
✅ Avoid processor UCC issues
✅ Improve cash flow → better funding approvals

No selling.
No onboarding.
No customer service.
We handle everything.

You simply refer → we close → you get paid

If you're an MCA broker who wants extra income without changing your workflow…
Comment or DM me.

reddit.com
u/Lucky_Astronaut2468 — 16 days ago

Most of your merchants are getting crushed by high card-processing fees, and when they switch providers or get hit with a blanket UCC, your future renewals can die overnight.

That’s where we come in.

We help your merchants:
✅ Eliminate processing fees
✅ Lower their costs
✅ Avoid processor UCC issues
✅ Improve cash flow → better funding approvals

No selling.
No onboarding.
No customer service.
We handle everything.

You simply refer → we close → you get paid

If you're an MCA broker who wants extra income without changing your workflow this is one great way to do it.

reddit.com
u/Lucky_Astronaut2468 — 16 days ago