r/Businessloans

Loan to speed up Development

Seeking Funding, Loan or Advice on my start-up business I initially built the app myself as an attempt to address an issue I kept running into... and ended up building an amazing app and a completely new standardized process that will completely change the way the niche operates.

  • Patents Pending.
  • Prototype built.
  • No competitors are on the market, currently.
  • 2 (of the 2) federally accredited schools I pitched the idea, want to integrate the app into their program!
  • Amazing feedback
  • Developer is Ready to Build!!!
  • Valuation with IP & prototype (pre-revenue) is currently 250k-500k.

looking for 30k max for 60k in return in 18 months. at 1k per month.

reddit.com
u/Adorable-Aioli-1613 — 4 hours ago
▲ 5 r/smallbusinessowner+1 crossposts

Looking for Business Loan / MCA Trancendental Remodeling

Company Name: Trancendental Floors and Remdodeling, LLC

Home Remodeling industry - jobs get paid up to net 60 sometimes. We replace floors, drywall, paint, bathroom remodeling, kitchen remodeling, most interior work we do.

Need to fund working capital and purchase used Cargo Van, demo equipment

TIN# 99-1793164

Address: 201 NW 35th Ct. Oakland Park, FL 33309

Email: jaimez@jzstars.com

I have several positions that are almost paid off, looking for a company that can pay off my MCAs which total about $8500 and get me up $50k

Credit Score: 600

Default: 1 once - company name J.Z. Star Services, LLC

Last 3 months Deposits

March $76,600 (new advertising expected deposits of $75k +)

Feb $29,500

Jan. $45,775

Start date: 03/04/2024

I don't want to renew with my correct lenders; I'm look for one lender only. Please email or message me. Hopefully, someone can find a us a good solution.

reddit.com
u/kazasee — 17 hours ago

30% interest on $8k loan in 45 Days

We're working on a Green Mobility startup project that needs us to be at the Canton Fair.

For the context, I am not in the US, UK or Canada, but we're bringing a very good offer to the table.

Kindly send a dm for more details

reddit.com
u/turtlevoice — 8 hours ago

WE OFFER BUSINESS LOANS

WE APPROVE EVERYTHING, PAST DEFAULTS, ACTIVE DEFAULTS, NEGATIVE DAYS, DECLINING REVENUE, 300 CREDIT SCORES YOU NAME IT. SHOOT ME A DM AND WE CAN HELP YOU

reddit.com
u/Zestyclose_Can_1546 — 8 hours ago
▲ 2 r/AMA+1 crossposts

I work in business financing (loans, working capital, equity) in India — AMA

Hi everyone 👋

I work in the business financing space in India and have experience dealing with different types of funding options like:

  • Unsecured business loans
  • Working capital (CC/OD)
  • Machinery financing
  • Loan against property
  • Invoice discounting
  • Debt and equity funding

Over time, I’ve seen a lot of common challenges businesses face, such as:

  • Loan rejections despite good turnover
  • Confusion between different funding options
  • High interest rates or poor structuring
  • Cash flow issues even in profitable businesses

I thought it would be helpful to do an AMA and answer questions around how business funding actually works in practice.

You can ask me about:

  • How banks/NBFCs evaluate loan applications
  • Why loans get rejected
  • Differences between secured vs unsecured loans
  • Working capital vs term loans
  • When equity makes sense vs debt
  • Common mistakes businesses make while raising funds

Not here to promote anything, just sharing knowledge and real-world insights.

Ask me anything 🙂

reddit.com
u/_terkarcapital — 21 hours ago

Offering $7K return on $5K in 150 days, revenue share, Delaware LLC. Looking for a private lender.

We're raising $5,000 in exchange for $7,000 returned within 150 days, structured as a revenue share, not equity. All agreements under a registered Delaware LLC.

WHAT WE'RE BUILDING

Vent is a multilingual emotional support app built around one idea: topic-focused matching. No scroll feed, no followers, no social noise. Just people who want to talk about the same thing, connected in real time. Live on both stores across 37 languages, users in 27+ countries, zero paid acquisition so far.

WHERE THE MONEY GOES

100% to paid user acquisition via Meta app install campaigns targeting a proven market. We've already validated organic retention at around 35 min avg session. This is fuel, not runway.

HOW YOU GET PAID BACK

Revenue comes from three streams: in-app subscriptions, targeted advertising, and B2B data licensing (anonymized aggregate trend data from 222 emotional health subcategories, sold to HR platforms and mental health companies via API). The $7K return is fixed and prioritized.

THE DEAL

$5,000 in, $7,000 out in 150 days. 40% return. Delaware LLC, written agreement, clean structure. DM if you want to see the deck or talk numbers.

Not looking for equity investors or advisors at this stage. Just a straightforward private lending arrangement with someone who moves fast.

reddit.com
u/ArrivalMiserable3006 — 23 hours ago

We OFFER BUSINESS LOANS

We approve everything past defaults, negative days, declining revenue you name it!!!!!! We approve everything lets go!!!!! Credit scores do not matter

reddit.com
u/Zestyclose_Can_1546 — 8 hours ago

WE APPROVE EVERYTHING

We approve everything past defaults, negative days, declining revenue you name it!!!!!! We approve everything lets go!!!!! Credit scores do not matter DM ME IF YOU HAVE QUESTIONS

reddit.com
u/Efficient_Local_2252 — 8 hours ago

If you’re struggling with MCA debt, I want to help

If you’re a business owner dealing with MCA debt and feel like your cash flow is getting drained before you can even operate, you’re not alone. A lot of businesses I speak to are:

  • Stuck in MCA induced cash shortfalls  
  • Taking new advances just to stay current
  • Falling behind on vendors or taxes
  • Not paying themselves just to keep things going

I work with businesses in this exact situation, helping project cash flow, clean up financial statements, restructure MCA payments, and then qualify for consolidation or bridge financing once things are stabilized.

If you’re dealing with this and don’t know what your options are, feel free to comment or DM. I would love to learn about your business and see of I can help.

reddit.com
u/Ornery_Nectarine5078 — 8 hours ago
Week