u/Low_Ratio_340

134+ Points in less than 1 Month
▲ 9 r/CRedit

134+ Points in less than 1 Month

Paid off a predatory charge card that was marketed as a payment plan, and paid all my balances on revolving credit!! I applied and got the chase sapphire preferred yesterday with a 5k limit after I was denied the reserve. High utilization was the primary reason for my low score but that is addressed now.

(This is chase app)

u/Low_Ratio_340 — 5 days ago