The recurring credit card balance autopay is a joke
I’m sure everyone is aware the stupid recurring payment will pay full statement balance regardless if you paid balance down or not.
Yesterday it happened to me and worst part is after I brought the new balance down, I hadn’t even used the credit card much so credit card went into negative balance.
I called yesterday and today and both times they act like this is normal or superior compared to other credit card companies that pay adjusted balance when you set up auto pay.
They couldn’t even claw back the overpaid amount. It was either the negative balance or return full payment which would result in charging me the interest.