u/LawMan_1985

Hi all- question and some context: last few years were rough and had some debt catch up. Ultimately had some credit cards closed for late payments. Negotiated a couple and settled for less. My score dropped to low 500s. It is now into mid 600s and rising as I pay down debt and time passes. Currently own a home but looking to move likely next year. Given some of the derogatory items and previous issues, do I have a chance at getting a new mortgage? I do have the cash/equity for a sizable down payment and have relatively high income, so I can afford. Thanks!