u/Laueli2225

I’m in contract on a home in Suffolk and it’s proving difficult to find homeowners insurance? State Farm says they don’t even offer policies to the area, and the quotes we have received are like $4,000+ yearly premiums. That seems insane?! It’s not far from the north shore beaches but it’s elevated land, not in a flood zone, with 0 prior history of flooding. The roof is a little older but still functional which I’m sure is the case for a lot of homes on the market in that area. Recommendations?

Edit to add: Approx 1800 sq feet size of the home.