u/Large-Constant-1435

I had a capital one credit card when I was 18, with only a $300 limit. I kept it in good standing until I got out the military and was unemployed on maternity leave & the card was charged off but I paid the balance in full. I’ve tried to reapply but have been unsuccessful but I’ve seen other people in this group reapply & were accepted for a credit card again. Does anyone have any tips that could help? I’m now 24, & much more financially aware.