u/KyaHiKarun

I've been using this app for years (got shadowbanned on my previous account). Everyone here seems so rich, and apparently they were born dirt poor too. People talk about having lakhs/crores in savings, while I have only ₹20k in my account, and ₹15k of that was given by my father(which i'm grateful for). Everyone seems so talented and far ahead of me in life.

People keep saying they’re “living like they’re broke” while also going on multiple international trips and saving huge amounts for early retirement. It makes me feel like maybe I’m broke because I don’t save enough like them, as if I’m out here buying a new iPhone every year. Meanwhile, I’m still using a cracked screen Vivo Y20. I don’t even have a passport. I avoid trips that require overnight stays or places where I can’t stay with relatives, just to save money.

Subreddits like r/ frugal or r/ frugal_Ind make it worse sometimes. People say things like, “I’m a millionaire because I’m frugal,” or “Rich people are the most frugal; my parents taught me to look poor.” Like, stfu. Yeah, obviously I’m buying a new iPhone, AirPods, and Mercedes every day because my broke parents taught me to spend all their money immediately, right? Food and necessities can always be bought on EMI (jk). Honestly though, I’ve never even taken EMI or had a credit card.

Whenever I browse finance related subreddits like r/ Salary, r/ personalfinanceindia, r/ FIRE, r/ FIRE_Ind, r/ India_Academia, r/ money, r/ IndiaInvestments etc. can't list all of them here, I really regret not doing BTech after 12th when I had the chance. I took PCMB in 12th because I didn’t know what I actually liked, and then I wasted three years preparing for NEET at 18, 19, and part of 20 while also doing a local BSc with no attendance policy. I failed NEET, and I regret wasting so many years on it. Even a BTech from a shitty college probably would’ve been better.

Right now I’m preparing for CGL, which I’m pretty sure I won’t clear either. I also spend way too much time on finance subreddits where most people come from tech backgrounds. It makes me feel terrible because I feel like I may never achieve financial independence or even be able to think about earning good enough to travel.

Everyone keeps saying AI is taking coding jobs and that competition is insane, but nobody recommends any realistic alternative. Sometimes it feels like the only advice people have is to waste even more years preparing for exams like NEET. Sorry, I just wanted to vent.

I gave 12th in 2023 with pcmb(79%). I did't clear NEET. (i can't afford private college too for MBBS) Please recommend me a college where i can take admission. My budget is 8-10 lakh(with loans). I'm burnt out and don't know my interest, B. tech CSE has the most scope from what i've heard.

I'm non ews general female. Home state is MP and my parents won't send me too far. I live in tier 3 city rn with no btech college, i'm thinking about taking admission in Jaipur as my grandparents live there(no living expenses) but exposure would be less so Noida would be better maybe(no one around me is from math background).

I'm really confused, i don't want to take another drop(or maybe i do, it's hard to decide honestly). Please give me some advice.

Myquals: 12th pcmb(79%), 3rd dropper for NEET

I gave 12th in 2023 with pcmb(79%). Ik i can't clear NEET. (i can't afford private college too for MBBS) Please recommend me a college where i can take admission. My budget is 8-10 lakh(with loans). I'm burnt out and don't know my interest, Btech CSE has the most scope from what i've seen. I'm non ews general female. Home state is MP and my parents won't send me too far. I live in tier 3 city rn with no btech college, i'm thinking about taking admission in Jaipur as my grandparents live there(no living expenses) but exposure would be less so Noida would be better maybe. i'm really confused, i don't want to take another drop.