How does financing work?
First time buyer here:
I reserved a car that is getting shipped to me soon. How does financing work?
I want to go and check it out/test drive and decide if it’s the car for me. If it is, can I go to my credit union after the test drive and pick up a check? Will they hold it for maybe a day max while I figure that out?
Or
Do I need to just come ready with a check already approved?
I don’t want a hard hit on my credit if I’m not 100% sure I’m coming home with it.
Any and all advice for a confused guy would help. Thanks!