In June of 2024 I had an emergency surgery. As a grad student at the time, I was insured by United Healthcare student insurance. I ended up paying around $800 in bills.
Just today (May 2026) I received ANOTHER bill from the hospital for $250. I called to say WTF? and they said "blame your insurance, they just denied these line items in April 2026."
Do I have any legal recourse for this? Are there any laws for how long health insurance companies can take to process? In the last 2 years, I have moved states, changed employer and insurance company, and this is a surprise expensive pain-in-the-rear.
For context, the hospital was in-network, and the services billed include the surgery itself, and a "physician visit" with the surgeon.
u/Key_Peace_2489 — 9 days ago