Started a Roth IRA for the first time at 54. Would love to do VT but know that within a Roth I lose the foreign tax credit. To keep it simple, 100% VTI is what I am thinking. No bonds, to maximize returns. Am I okay going with this strategy for the 1st time to keep it simple and actually get started?
how I use:
send text to hubby via Whatsapp for tasks to be completed that day and is a priority
hubby reads text and executes
no follows ups or conversations or nags
I use the above workflow to close claws over household responsibilities for which I still do the planning and prioritization. I do the same for myself.
Sorry- the above post is meant to be taken as a joke around OpenClaw/Whatsapp. Some day I hope to build a genuine AI based workflow for all sundry task management around the house.