u/Independent_You7902

Are there any key insights on how full-time investors obtain mortgages in situations where most of their income is unrealized gains?

I know a lot of folks who have seen very high increases in stock portfolios in the AI boom. However, its mostly all unrealized gain. For those who are full-time and don't have W2, does this mean they can't obtain favorable mortgage rates compared to those with regular W2 incomes?

I realize that capital gains schedule D is often considered and that banks sometimes will take the avg of the last few years of dividends/capital gains, but what about those who don't sell and don't realize any gains? There has to be some option in cases where they have solid portfolio size?

reddit.com
u/Independent_You7902 — 6 hours ago

Are there any key insights on how full-time investors obtain mortgages in situations where most of their income is unrealized gains?

I know a lot of folks who have seen very high increases in stock portfolios in the AI boom. However, its mostly all unrealized gain. For those who are full-time and don't have W2, does this mean they can't obtain favorable mortgage rates compared to those with regular W2 incomes?

I realize that capital gains schedule D is often considered and that banks sometimes will take the avg of the last few years of dividends/capital gains, but what about those who don't sell and don't realize any gains? There has to be some option in cases where they have solid portfolio size?

reddit.com
u/Independent_You7902 — 6 hours ago

Has anyone had success using supplements for issues related to mast cell sensitivities?

From what I can tell, there is some evidence on quercetin, copper, magnesium and calcium. All three are good at stabilizing mast cell membranes. Calcium, copper and magnesium have helped me a lot. Some have suggested bee pollen supplements can help but that seems very experimental.

I have all the classic signs of mast cell sensitivities but all of my blood tests come back normal. Foods high in tyramine usually give me slow forming dull headaches with neck pain. Heat, hair gel, alcohol, chocolate are all triggers. They are very mild headaches and not very painful but they also mess up my focus and cause temperature changes, fatigue and naps. My mother also has this and I have had it for like 30 years.

reddit.com
u/Independent_You7902 — 6 hours ago

Has anyone had success in prevention of migraines linked to mast cell sensitivities?

From what I can tell, there is some evidence on quercetin, copper, magnesium and calcium. All three are good at stabilizing mast cell membranes. Calcium, copper and magnesium have helped me a lot. Some have suggested bee pollen supplements can help but that seems very experimental.

I have all the classic signs of mast cell sensitivities but all of my blood tests come back normal. Foods high in tyramine usually give me slow forming dull headaches with neck pain. Heat, hair gel, alcohol, chocolate are all triggers. They are very mild headaches and not very painful but they also mess up my focus and cause temperature changes, fatigue and naps. My mother also has this and I have had it for like 30 years.

reddit.com
u/Independent_You7902 — 6 hours ago

Has anyone had success using supplement methods for mast cell sensitivities?

From what I can tell, there is some evidence on quercetin, copper, magnesium and calcium. All three are good at stabilizing mast cell membranes. Calcium, copper and magnesium have helped me a lot. Some have suggested bee pollen supplements can help but that seems very experimental.

I have all the classic signs of mast cell sensitivities but all of my blood tests come back normal. Foods high in tyramine usually give me slow forming dull headaches with neck pain. Heat, hair gel, alcohol, chocolate are all triggers. They are very mild headaches and not very painful but they also mess up my focus and cause temperature changes, fatigue and naps. My mother also has this and I have had it for like 30 years.

reddit.com
u/Independent_You7902 — 6 hours ago