u/Impressive_Log_6979

I’m currently in college and realizing I should probably start taking credit more seriously now instead of waiting until I graduate. I don’t really have any credit history yet, but my goal is to be in a position to rent my own place right after school.

What are the best ways to start building credit from scratch? I’ve seen stuff about secured cards, keeping utilization low, etc., but it all feels a bit overwhelming when you’re starting at zero. Also has anyone used any apps or tools to help guide the process or keep track of everything. Just trying to set myself up properly over the next couple years.