u/Impossible-Bug4487

Since the whole cast are just bunch of liars and on the show to become pathetic influencers, they all basically stuck together. At the end you hear Laura even say "we supported each other throughout the show". Laura was gross saying Elise has a lot going for her because she is a trust fund baby. Really Laura? Elise never worked a day in her life, zero education ..spend her days partying and having sex with all of Miami. Elise and others agreeing with Molly that Sheena is lying? HELLO? did we forget that Molly & Forrest has been trying to scam SHEENA's money for 7 years? They told her she has to pay her way to US and couldn't help her parents? I don't understand why she cant help her parents? Rick is the most pathetic human to exist - he cheats because he cant be alone? I am sorry but I lost a bit of respect for Trish that she is continuing to talk to him. She TRULY is one of the best cast member and 100000000% could do better. So she is now pregnant with a Australian man's baby who doesnt want a relationship with her. I am wondering if she is only interested in foreign guys in the hopes of moving. I hope she find someone good to settle down with and raise the baby. Emma's fake rob story was dumb, her saying she will date Rick? ..this girl literally will do anything trying to go "viral". I hope we never see any of these people again. Lisa was gross, she is a liar and desperate..she is a Rick in a woman's body. I hope these men keep scamming her. I feel so bad for her daughter.

edit: this youtube is probably the best reviewer of 90 day https://youtu.be/Q3ZWr9UGsXo?si=pBOpGpRe4q1u9zfv

u/Impossible-Bug4487 — 9 days ago
▲ 15 r/fican

I wanted to share something about FIRE that I don’t see talked about enough. Like what happens after you moving to a lower cost of living area to optimize your savings or to "retire".

I’m from Toronto and in 2022 I moved to a LCOL city in Canada. I’m single, in my 40s, no kids. I work from home maybe 3–4 hours a day.

On paper, it looked like I figured it out. Lower expenses, more time, more freedom. I honestly thought I hit the FIRE gold.

What no one really prepares you for is how isolating it can be.

The FIRE journey itself can be isolating. But once you get to a place where you’re doing “well,” it gets… weirder. Especially when you’re in a city where no one knows you. And even more as a single woman. It’s not common, and people don’t really know how to place you.

I bought a really nice place in a really nice area. Instead of it just being a normal thing, people made assumptions or asked straight up rude questions about how I could afford it.

Making friends has been hard. Like, really hard.

And I’ll just say it: people are way more supportive when you’re struggling than when you’re doing well. When I was broke and figuring life out, I had a lot of friends. When I started doing well financially, things shifted. I even had friends of 15+ years come visit and act surprised that I could afford something nice.

In Toronto, I lived really frugally. People assumed I was broke and honestly that worked in my favour. I just didn’t expect how much that perception would change things later.

Dating has been worse. I had a guy I dated for a bit who completely changed once he figured out where I lived. It got uncomfortable fast. I’ve also had men start talking about their debt pretty early on, and it just felt like there was an expectation there. Like I’d step in or take care of something. I’m not interested in that. I’ve stepped away from dating for now.

The second part and this might be controversial for folks who are pro-ownership.

I was paying about **$**3900/month for that “nice home.”
Now I rent for about $2,500/month.

And I walked away with about $650K, which is now invested. Financially, this actually moves me closer to my FIRE number which has changed every year since 2020.

The best part? People are treating me normal again. No weird questions. No assumptions. It’s honestly wild. You work so hard to get something nice, and then you feel like you can’t even fully enjoy it.

At the same time, renting fits me right now. It’s cheaper. It’s simpler. And I like simple.

I don’t have a car. I don’t wear name brands. I wear the same shoes all winter. This wasn’t always me. In my 20s and early 30s I shopped a lot. I had nice things, people would compliment me but I was also in almost $50K of debt and in a relationship that made me miserable.

This version of my life took time. I definitely don’t have it all figured out.

From the outside, it might look like I’m living the ideal setup. And in a lot of ways, I am. But there are trade-offs people don’t talk about.

One thing I have committed to is figuring out who I want to be for the next 40 years. That part has actually been really interesting.

Also, I’m really glad I stayed in Canada. Before I moved, I thought about leaving the country completely. But I have a cancer gene and get regular reminders from our government to get checked. Last year I had my first real scare. I don’t think I would have followed through the same way if I was living somewhere else. Our healthcare system isn’t perfect, but when that happened, I got quick care and people were kind. I was really grateful for that.

If you’re thinking about moving to a LCOL city for FIRE, just know. The math might work.But you still have to build a life there and that can take a long time.

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u/Impossible-Bug4487 — 12 days ago