u/HypatiaBlue

Mom (92 y.o.) was moved from assisted living to memory care at her facility around a year ago and she becomes extremely agitated if she has to leave the facility for any reason.

The facility's doctor is the only PCP that sees patients at the facility and Mom has seen her twice this year.

Mom changed providers last year after her move and United Healthcare Medicare Advantage covered her first visit this year, but said her second visit (for a med change) was out-of-network and she was billed $678.00 (+/-).

The doctor's office said that Mom's insurance may have "just made a random change", and the facility's suggestion is to see if she can be put on hospice so she'll be covered (?).

She receives LTC benefits that help cover her room and board, but that's still a lot of money to pay out-of-pocket for a doctor visit.

Other than waiting for open enrollment to change plans, is there anything that can be done? I'm assuming her LTC insurance would be impacted by her being on hospice?

For what it's worth, you ladies are prime examples of the very best that the internet can be - thank you all. Hugs and love to all of you.

My daughter had a tfmr last summer for her only child and I don't know what to do for her for Mother's Day.

I think about her baby girl every day, (and cry more than she knows). I'm just not sure how to support her. She is a mother, but a "Happy Mother's Day" card is obviously not the way... I was thinking about flowers and a note, but I don't even know what to say.

I realize everyone is different as is how they want to be supported, but it seems like most of what I read is what not to do.

I'm looking for any recommendations on how families can properly support their loved ones who are dealing with the unimaginable.