6 months bank statements
Hi everyone,
So I had. Habit of moving my funds into a separate savings account as soon as my salary hits my bank account and then moving back whatever i need spend on an ongoing basis. I have applied for a UK visa with my wife and got rejected for 2 reasons (kindly note that I have supplied 2 bank statements in each application explaining what I do and actually tracked each transaction between my current account and separate savings account)
- low opening balance
- they double counted the money - meaning they counted the money flowing back into my current account as “unidentified income”
That was in January 2026. My wife needs to go back and do her law exam on the 1st of august, and we basically need to apply again. I have since stopped doing that mechanism and stuck with keeping all the money in my current account. (Starting January 21st when I was paid).
The issue is that if I want to apply again in late june (i cannot apply after that because we will be traveling and anyway no salary difference would be made as I get paid on the 21st - 6 months bank statements would land me on the 25th of december (problem;opening balance is too low as I have already moved 90% of my money into a savings account).
That being said- in late June, i would still have 6 payslips (from January 21st till June 21st) but would be 5 months instead of six.
I know the 6 months is not a necessity however everyone around where I am applying is saying (6 months necessary) (middle east region).
I am not concerned from the closing balance as I believe it is enough to cover the trip and more.
Any suggestions on how to navigate this? Should I just go with 6 payslips and the 5 months bank statements? Or should I just go with 6 months with explanations in cover letter? I just dont want to reference older rejections