u/Head_Ferret_7324

My bf was driving my car and I was in the passenger seat he was excluded from my policy we got into an accident in Oregon. My insurance at the time didn’t want to respond for it so they took it as if I didn’t have insurance. They found us at fault now they are suing us for 12,000 each I want to make payments but before I do so I want to speak with a lawyer or an attorney. If possible to see if there not over charging me. Or do I just make payments to the amount they said I have to pay? Also Finality and Release of Liability how dose that work. Can I make small payments? I’m currently broke and now I’m left with nothing but a broken car