u/Haunting_Window1688

I am currently on maternity leave, receiving EI and top up from work. For 2024 I owed 4K due to this same situation, and I would like to avoid finding myself in a similar position next year.

This year I received ~2K as an income tax return, and will also be getting around ~4K in inheritance in the next few weeks.

While I know that I could simply retain that money and put it towards taxes when the time comes, I was hoping for some insight into how I might keep as much money as possible and/or reduce what I owe as much money as possible. Essentially I am asking what the smart move is here, as just letting money sit there with no gain just to give it away seems incredibly unwise.

I have an RRSP, TFSA, but do not currently have a HISA.

How long did you go before your first period? With my first I had it back around 3 months, baby 2 we’ve hit 6 months and nothing. Logically I know that some women go a long time, just looking for reassurance because I am *paranoid*