u/Glass-Novel-801 — reddlx

I’m looking for some serious guidance regarding the Mera Ghar Mera Ashiyana Scheme.

Here’s my situation:

I currently own a property worth around 1 crore PKR
Planning to sell it and construct a 5 marla house for my family
Even after selling, I’ll still be short on funds, so I’m considering this government loan

Right now, I’m paying 70,000 PKR/month in rent, so instead of paying rent, I’d prefer to shift that into an EMI. I can comfortably manage an EMI of around 70k/month

My main questions:

Is it realistically possible to get around 5 million PKR under this scheme?
Does my current situation (owning property + planning to sell + construction) qualify?
What income proof or documentation is usually required?
Which banks are actually cooperative in processing these loans?
Are there delays, hidden costs, or rejection risks I should be aware of?

I want to plan this properly before making the decision to sell my current property, so any real experiences or honest advice would really help.

I’m looking for some serious guidance regarding the Mera Ghar Mera Ashiyana Scheme.

Here’s my situation:

I currently own a property worth around 1 crore PKR
Planning to sell it and construct a 5 marla house for my family
Even after selling, I’ll still be short on funds, so I’m considering this government loan

Right now, I’m paying 70,000 PKR/month in rent, so instead of paying rent, I’d prefer to shift that into an EMI. I can comfortably manage an EMI of around 70k/month

My main questions:

Is it realistically possible to get around 5 million PKR under this scheme?
Does my current situation (owning property + planning to sell + construction) qualify?
What income proof or documentation is usually required?
Which banks are actually cooperative in processing these loans?
Are there delays, hidden costs, or rejection risks I should be aware of?

I want to plan this properly before making the decision to sell my current property, so any real experiences or honest advice would really help.