u/FrequentAgent6211

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▲ 36 r/TaguigCity+1 crossposts

Hi! Any one knows which day hindi crowded best to go to Pag-Ibig Satellite Office at SM Aura? Please help! 😥

I went there yesterday (Monday), natrauma ako sa pila ng SSS but had to deal with it.

Also only found out Pag-Ibig is closed during Mondays.

Anyway, I was there from 8:30AM, I finished at around 3:30PM. Naiyak talaga ko! Mas matagal pa ung waiting time than the actual processing that only took less than 10min. The place was NOT conducive and was at OVER capacity too. Hirap huminga, LITERAL. Nakakaawa government employees dun sa branch na un, the person that processed what I need said ganon daw dun daily.

Super traumatized na bumalik but have to fix something with my Pag-Ibig membership 😭😣

u/FrequentAgent6211 — 10 days ago

Henlo KKB Friends! 👋🏻 Need advise sana. I currently have 3 credit cards but was meaning to cancel 1 :

(A) Metrobank Femme (₱200K CL | ₱5K ANNUAL FEE)

(B) Unionbank Gold (₱756K CL | NAFFL)

(C) BPI Rewards (₱525K | ₱1.5K ANNUAL FEE)

Currently unemployed and was thinking of cancelling my (A) Metrobank Femme para makaiwas sa upcoming Annual Fee charge. I have about 93K++ points I can convert to Gcash eCredit around ₱4K. Mejo mailap si MB lately mag waive ng annual fee despite any spending. For the past year or two I’m forced to use my points to waive my annual fee. Sayang din.

Just really torn to cancel this since it’s my first credit card. Sadly, even sya ang primary card ginagamit ko na regularly every week may transaction, sya pa din ang may lowest credit limit among all my cards and may pinakamataas na AF 🥲

Can I get thoughts if tama ba na icancel ko nalang as an unemployed gurly? 😮‍💨

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u/FrequentAgent6211 — 12 days ago

Hi guys!!! 👋🏻

Need help lang, mejo sabaw atm. So my Job Offer is going to be discussed in an hour. Honestly, ok nako sa basic. Very minimal increase vs my previous role but way less toxic.

Mejo contemplating pa ko sa benefits/allowances.

Anyway, other than the following, can you advise what else I can raise/ask/nego for :

• Dividends

• Employee Provident Fund

• HMO coverage upon employment

Also, how can I ask for “tax shield”? 🤔

Would really, really appreciate your help! 😣🙏🏻

reddit.com
u/FrequentAgent6211 — 15 days ago