u/FragrantMark4080

Single father $80k ish salary.

1st picture is my jobs new broker (which I don’t like) which has all employer contributions in.

2nd is my total fidelity accounts from my 2 previous jobs. I still contribute to my 401k thru fidelity while employer contributions are deposited to JH account.

3rd & 4th are my current holdings in previous 401k’s

Would it be smarter to just combine all my accounts to new JH account? And should I reallocate my funds from 2060 targeted fund to something else for higher growth?

I started contributing strong in my early 20’s then stopped all together mid 20’s. Last year & this year I’ve been contributing more aggressively & am slowly working it out to where I can maximize yearly contributions.

I’m not the most financially savvy guy but I’m learning & want to take this stuff more seriously. I feel like I’m soooo behind from where I’m supposed to be & just want to maximize growth in my 401k’s. Any help/advice would be greatly appreciated 🙏🏽

31M met this beautiful woman from South America about a year ago while she was working temporarily in the US. We were together exclusively about 4 months and it was intense from the very start. We saw each other every weekend until she left. I legitimately felt like this woman changed my life for the better. Meeting someone like her made me get my shit together & drastically changed my life for the better cause she gave me hope that I was finally capable of being enough.

We had common morals, values & future goals and were like-minded in many ways. I’m also Latino & she helped me re-learn my Spanish, as I helped her learn English. We just connected in so many ways & never had disagreements. This woman would literally take the words out of my mind like she knew what I was thinking & vice versa.

In the past 6 years being in short relationships/situationships, no one had treated me like she did. She would buy me little things here & there and bought me a personalized birthday present. I was probably 19-20 the last time I received a real birthday present. I was so shocked & at a loss of words to the point where I almost cried in front of her.

It’s been 9 months since she left. At first we talked every other week, then a month, then every other month. We would always talk about taking a vacation together at some point this year. The last time we talked (2 weeks ago) I told her I was ready to make this happen and we started soft planning. She seemed kinda hesitant but said we’ll get it rolling next time we talk.

Fast forward to last night, I saw her with another man on her IG story. I was so sick to my stomach & still am. I called off work and just sulked in it all day. This is by far the biggest heartbreak I’ve ever had. And I feel so stupid cause it’s over someone that was never even technically mine. And I’m not stupid, I knew she was dating, I just chose to ignore it but actually visually seeing it in a picture felt so terrible. I’m trying so hard not to spiral out of control.

I feel bitter & mad but I know I have no right to, as we were never official? Both of our birthdays are coming up & I don’t know if I should even say anything or if I should answer her if she texts/calls me.

Does anyone have advice on how I should handle this? My plan was just to never say anything ever again as I doubt she reaches out to me and I don’t want to come off as needy as lately I’ve been the only one putting in effort. I just don’t know what to do & I feel so stupid for even thinking we could be a possibility in the future.

30M, should I move all my accounts into current brokerage then reallocate to a different fund/s?