u/FoundPeaceInDrowning

So, life happens and I’m thinking about doing this. Recently just had a kid and slightly changed career paths that came with a temporary pay cut. I want to get rid of my car payment to save some money. I LOVE my car (2022 4Runner with 80k miles) and just found an older 4Runner for about $16,000 with 130k miles. My car is worth around $26k per KBB and I owe $16k still on my vehicle. Would this be a smart move on my part and how would this work at the dealership? My guess is they won’t want to cut a check for the difference but not sure. Based off the market I’m seeing they could sell my 4Runner for $30k+.