u/FitRelative1851

I’ve had a BPI SCC for 8 months now, and I still don’t have a TU record. I’ve been trying to apply to other banks, but I keep getting rejected. LISTA’s response is, “We are unable to obtain a response from them,” and BPI’s response is, “We have forwarded your request to the concerned unit for further checking.”

What’s the point of paying on time and keeping utilization under 30% if it’s not even being reported to TU? I might cancel this card and idc about the fee, the points are pointless anyway.