u/FishingJust4982

▲ 3 r/Nissan

2020 Altima SR

Probably not the first person to post this. I’m at 78000 miles on my altima no issues but i haven’t changed the cvt fluid since i got it at 20k miles 3 years ago. Should i change the fluid now or just leave it as is.

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u/FishingJust4982 — 14 hours ago
▲ 1 r/CRedit

Best action. Need opinions on what to do.

Made an emotional decision at 18 (21 now) to buy a car because my old car broke down. However, my dad took it out for me in his name since i was obviously not approved but his credit was not the best at the time ended up 16-17% $550 / month 72 months for a altima. So now that i’m 21 I realized how bad of a decision that was but oh well. Now i’m considering getting a loan in my own name to pay off said car but it’s more interest 23% and $660 a month for 36 months (2 months less than current contract) but i’ll at least get a paid off loan in my name rather than nothing when i’m done paying it is my thought process. I can pay off said loan earlier since my income went up ( i estimate i can give an extra $500-$1,000 a month apart from the monthly payment) I’m looking to build my credit history more than anything what would be the best plan thanks any advice is welcome.

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u/FishingJust4982 — 1 day ago