u/Fine_Cress_649

There seems to be constant drama in my 10 year olds class, with kids just being assholes to each other. Everyone trying to bully everyone else, constant jostling about who's cool and who's not, excluding each other from games or at lunchtime, trying to tear each other down and belittle one another, some physical bullying, constant name-calling and swearing and calling each other grasses. I know two kids had some massive drama when one scratched the others face during a play date, and another pair were egged on to have a fist fight in the playground after school to settle some score or other.

They used to all be nice to each other until maybe a year ago. Our friend's eldest had the same problem when he hit 10 - all the kids just turned.

The girls don't seem to be half as bad and I thought they were supposed to be worse at this age.

First our situation - we live in Scotland. I am a partner in a GP practice. I joined the partnership earlier this year, prior to that I was self-employed as a locum doctor. Total profit for the practice is around 800k of which my share is around 175k. After tax and pension this equates to about 72k take home of which I receive 4k/month and then any remainder as a lump sum at the end of the year. My partner (not married, long term cohabitation) has a part-time job which pays 5k/year. One child, no plans for another.

We currently live in a flat we bought for 189k 5 years ago, probably worth about 200k now. 75k left on the mortgage. We have about 20k in easily accessible savings

I would like to buy a house to move into whilst we renovate and then sell the flat. I think that would take under a year and not much money - less than 10k as it is mostly just things like painting - but obviously these things sometimes grow legs. The main reason for this is a) it would be quicker and simpler and b) the flat is a bit of a mess at the moment - nothing major just usual "we've been living here 5 years with busy lives and young child" stuff.

Is this just something I should go to a mortgage broker about and explain and see how much we can borrow? Are there any major stumbling blocks and/or hidden costs with my plan?