u/Financial_Physics871

Hello,

I am South Asian with dark thick body hair. I haven’t had laser hair removal and want it everywhere. I found a place that uses the Candela GentleMax Pro and was quoted around $3.5k for a full body package for 8 sessions. They also offer an “unlimited“ 18 month package for $5.8k. It says you will also get a once a year maintenance touch up for life included in the unlimited package after the 18 months.

Is it worth the +$2k extra to go for the unlimited?

Ok so my parents gave me a car, an Acura. But in 2023, my dad got a newer Honda and told me that I can trade my older Acura for his new Honda so I agreed and have been driving my Honda since then. I gave my dad the title to my older Acura but we didn’t officially switch it over to be in his name (which I didn’t realize at the time). I live at my own place away from my parents. In the winter time, my parents fly down south to Florida and stop all their car insurance payments during the winter months on the cars they drive since no one is driving them, including the Acura. My dad also pays for my car insurance on my Honda and my brother’s car insurance all year round.

I have a brother that lives in my parent’s home and has his own car. Even in the winter, when my parents are in Florida he lives at my parents house by himself. Well one winter day, his car isn’t starting so he decides to drive the Acura. He gets into a bad car accident with someone else.

Now the car insurance people from the other party’s side are calling me asking me to pay $5,600 in damages to the other party since the car is under my name and the Acura was not under insurance at the time of the accident, since it was one of my parents’ “summer” cars. My brother is someone who is irresponsible and I had no idea the car was still in my name and had no idea the accident happened when it did. Obviously I did not give him permission to drive the car or even knew of any of this happening since I don’t live at my parents house where the Acura is.

What are my options? I realize now after the insurance people called me that I should have filed a police report about the “stolen“ car, but I didn’t know so I didn’t file it. Is there anything I can do to shift the debt to my brother? It feels so unfair that I am paying for his accident. I am not close to him, barely speak to him as it is and the older Acura is expendable to my parents.