Just turned 22 and I’m sitting on about $20k of debt- $5k in student loans, $15k (maybe more) in loans and bills, I dropped out of college because I realized what I was going for was becoming “obsolete” (business management). Work history and reasons I got out (since 16) includes various sales jobs (mostly MLM scams that I didn’t catch on to, go ahead laugh I know), warehousing (dead end jobs that came with tremendous body aches for $15-$20/hr and it’s basically a high school 2.0 with favoritism and “cliques”), construction (same as warehousing), did some retail at big lots and was making up to be a lead but we all saw how they went downhill. Currently my income is doordash and back at mom’s house but I have a tax return maybe a few grand coming in. Now I have my eyes set on joining the military with the idea of doing aircraft MX and attaining the AAS that comes with the field and the A&P , I’ve taken the asvab and qualified and went through MEPS and needing one waiver for you guessed it, BACK PAIN but I’m toward the end of that process to swear in. My question is how do I knock down as much of this debt as possible to build my credit up? The only plus I can see in my situation is that I own reliable transportation, I have a plan, and low responsibilities (no kids or wife).
u/Financial_Factor_279
▲ 3 r/moneyadvice
u/Financial_Factor_279 — 16 days ago