u/Feisty-Prize7094

Can I withdraw from my traditional IRA and contribute those funds to my HSA with a net tax of zero? I'm close to Medicare so I can't use the one-time Qualified transfer since I won't be in a High Deductible health plan next year. If I can do this with the IRA withdraw adding to my taxable income, but the HSA contribution reducing my taxable income, netting to zero - it would give me some flexibility to use those funds from some upcoming medical expenses. This would all be under my 2026 HSA contribution limits, so no issues there.