u/Federal_Proposal_467

I’ve been with Capital One for about 10 years now, recently approved for a BJs Club + card with a $1,000 limit(😭). My issue is, the first card I ever got with them the limit was $600. It did go into default about 7 years ago due to me losing my job, car, and mismanaging my money. I’ve paid it off since and been in good standing with it. I recently applied for a CLI and was denied. I have 4 credit cards with them and 1 where I’m an authorized user. My friends says I should close that one out because I’ve had it so long and it doesn’t seem like they’re going to increase the limit on that one. How can they approve me for a new card, but not increase the limit on a card I’ve had for nearly 10 years? I haven’t gotten the denial letter yet, but should I just call and close it? I don’t want it to affect my credit too much.