My girlfriend proposed to me in March and it was the most perfect moment. Now we're in a little debate about the ring insurance situation. She bought it so she feels like it's her responsibility to insure it but if I'm the one who will be wearing it every day I feel like maybe it makes more sense for it to be under my name?
We've looked into a couple of options but the whole thing is confusing when you're new to it. A few things I'm trying to figure out does it matter whose name is on the policy? Does the claim process change depending on who the policyholder is? Is it better to add it to an existing homeowners policy or get a seperate one? Would love to hear what worked best for you and what you're paying monthly. We just want to make the smartest decision xoxo.