Is an answering service worth $400/mo for a small operation?
Honest answer: depends on what you're using them for.
If they're just taking messages and texting you, you're paying $400/mo for slightly better voicemail. The customer still has to wait for your callback. By the time you call back, half of them have booked your competitor.
If they're actually qualifying leads, capturing dispatch fee agreement, and putting jobs on your calendar — that's worth it.
Most answering services I've seen are doing the first thing. Some are doing the second but charging $600-$800/mo. AI receptionists do the second thing for less.
Math check before you sign anything: avg ticket × calls you'd book = monthly value of the service. If that number is more than 3x what they charge, you're net positive.
Don't sign a contract longer than month-to-month for any phone solution. The variance is too high.