Big thanks to my agent. Sir Henry Veniales, super super hands on sa application ko. In less than a week natapos agad lahat 💕
Timeline of my application:
April 24: submitted my application via online.
April 28: got a call from CTBC, vinerify lang yung application details and naghingi ng isa pang reference & email address. they also emailed me thru my work email for verification.
April 28: my agent informed me na wala daw yung nilagay kong CC ko sa TU report kaya nanghingi ng additional documents like SOA.
April 30: agent called me na I got approved for 496k payable for 36 months. same day ko din nakuha yung pera. inapply niya din ako sa lowest interest and pinawaive niya yung other fees 😊
Honestly nagtry lang din ako and di ko talaga ineexpect na ma approved ako lalo na yung offer amount nila. I have maxed out my CC’s kaya sure akong madedecline ako. Pero thank you sa help ni sir Henry! Sa mga gusto mag try apply, sa FB/messenger ko siya nakausap 😊