What am I supposed to do with the joint accounts I have with my father once I go no contact?
My father told me to create several joint accounts with him shortly after I graduated from high school, obviously back at the time I had no idea of the power I was giving him. Here's the situation so far:
One joint account has all my savings, but I already reached out to the bank and I have the ability to move those savings to a personal account, so Ill just do that on the day I leave this house; I already have my personal savings account ready.
Another is a checking account that has money that I'm pretty sure is his only, and I had even forgotten it existed cause I found out recently that for some reason, he's the one who has the debit card tied to it somewhere I can't access without him knowing. The debit card even has my name on it. I mean I get it's his money and all but I don't get why make me a joint owner then if I have no power over it.
There's also a credit card that is under my name, that one I don't really understand enough to know what it's tied to, all I know is that my father pays for it and he can see every transaction I make.
I'm not worried about my own money since I'll just transfer that out, but the thought of still having joint accounts with him even after I move out makes me uncomfortable. A banker told me that in order to remove myself, I'd need him to be at the branch with me and knowing him I don't see him consenting to that, even if I were to demand it he'd likely just refuse and he's been that way with my mother as well.
I also checked the website and it does say that I can remove myself on my own, so maybe I just need to speak to a different banker. But if I'm not able to do it, is there anything I can do? Or am I doomed to have joint accounts with him for an indefinite amount of time?