▲ 1 r/CRedit
Need help improving my credit
My FICO 8 score is currently 608. I have a Self Visa credit card, a Self credit builder account, and a Credit Karma credit builder account. I’m also an authorized user on my sibling’s credit cards because he has a long credit age and excellent payment history. However, I have a $1,930 debt that went to collections in 2021, and I had a late payment on my Credit Karma credit builder account four months ago. I’m wondering what I can do to improve my FICO credit score?
The 66% is on the CC that went to collection the rest are below 10%!!
u/Faiforever — 4 days ago