u/EnvironmentEconomy35

I am gonna buy legion 5 (ryzen 7 260, rtx5050) from amazon. And i am getting an exchange value of 38300 (i don't even know how that's possible. I bought my old laptop for 40k 4 years ago). Also there is a 20k cashback on hdfc credit card. Which brings the total cost down to around 84000. Should i go for it?

I can still wait for 2 months before going to college. Should i wait?