u/Emergency_Arugula_60

Sprive mortgage overpayments | Cashback on giftcards

Sprive mortgage overpayments | Cashback on giftcards

If you have a mortgage this app is handy as it encourages you to overpay your mortgage.  

The idea with 'overpaying' is that you are chipping away at your mortgage quicker, and becoming mortgage-free sooner. It doesn't affect your current mortgage deal, it's just putting more money into it, so that it reduced your balance bit by bit.

The app allows regular payments into your mortgage via direct debit, one-off payments, or by buying cashback vouchers.

There is a cashback scheme with various shops/supermarket where the cashback goes towards paying off your mortgage. It's an interesting concept and the offers can be decent (when boosted). 

Steps for this offer:

  1. Sign up using a referral link: https://linkprod.sprive.com/refer?code=YZ1AOD6L

  2. If it hasn't defaulted in, add this code manually: YZ1AOD6L

  3. Sign up, link your bank account via open banking.

  4. Your mortgage will be searched for and found.

  5. Buy a giftcard and you'll get boosted cashback rates for a week

You can get £5 or sometimes £10 for referring each friend.

This app is helping me pay off my mortgage quicker.

Non-referral link (no bonus): www.sprive.com

u/Emergency_Arugula_60 — 21 hours ago

Starling bank | £25 for using debit card once (any amount)

*ends 24 April

Starling is a great bank with an easy to use app.  

Free £25 for new customers

  1. Download Starling app

  2. Enter code YGLRX15

  3. Use the virtual or physical card once (topping up an investment account didn't work for me).

  4. Receive £25 the next day

YGLRX15

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Freetrade investing | BOOSTED Free share worth £10 - 200 for depositing £50 | ends 21 April

Freetrade is an investment platform.  

Joining with a referral link gets you a free share worth £10 - £200.  

You can then refer friends and family for further free shares.

The share you receive is random, and the amount is too. It's more likely you'll get the lower end though. I got £25 of Pinterest shares. I hope you do as well as I did.

You don't even need to invest. Deposit the £50 into the GIA (general investment account) and leave it there as 'cash'. This is a good technique if you're only doing the offer for the freebie.  

  

  1. Message me for a referral link here

  2. Complete registration (you'll need your NI number)

  3. Choose your plan (You'll probably want 'Basic')

  4. Fund your account with £50. Just leave it 'as cash' in the GIA account. It's worked out well for me.

  5. Complete the W-8BEN form if it hasn't asked you already. Click on profile, US tax reduction.

  6. The free share should show as pending almost straight away, and the amount will show in your GIA in 7-10 days.

Share amount Probability
£10 - £25 82%
£25.01 - £50 10%
£50.01 - £100 6%
£100.01 - £200 2%

NOTE:

#If you sell the free share, you can only withdraw the cash after 180 calendar days from the date you received them.

Your referer must have at least £50 in the account. I use this account for long term investments so no issue with that.


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u/Emergency_Arugula_60 — 3 days ago

Snoop | Free £5 Amazon voucher for installing this budgeting app | No spend needed

Snoop is a fintech (financial technology) app that helps you save money by analysing your bank account transactions and recommending you ways to manage your finances better and save more.  

£5 Amazon voucher here  

It also keeps an up to date list of bank switches, energy switch offers, broadband and mobile deals, insurance, money transfers etc.

They've also recently launched an Easy Access Savings account at 4%

It's really quick to set up, and all it requires you to do is link a bank account through Open Banking.   

Snoop pays out a £5 Amazon voucher.   

  1. Sign up by downloading the app using this referral link:  https://click.snoop.app/M2Tu/nfwfxkap

  2. Link any of your bank accounts 

  3. Keep the account linked and the app installed for at least 28 days

  4. Receive bonus. The £5 Amazon voucher will be emailed to you

Then you can unlink your bank and uninstall the app if you wish.

The current account you link can be a burner account so that you're not giving away your real personal data.  

That's my recommendation. You can then make £5 each time you referral friends and family.

Non referral link (no bonus) https://click.snoop.app/


reddit.com
u/Emergency_Arugula_60 — 3 days ago

Webull UK | £50 Trading Voucher for new customers depositing £500+ | ends 30 Apr

Offer starts 01.03.2026 and ends at 23:59 on 30.04.2026  

If you use a link to sign up and deposit at least £500 in your initial deposit (without necessarily investing it) for 60 days you can get a £50 Trading Voucher

The voucher isn't exactly free money though. You need to buy £50+ of trades and then £50 will be credited.  

  1. Sign up using my a link. Here's mine: https://www.webull-uk.com/s/zEUukasVc1HyisdIHr   It can take a while to open so be patient. 

  2. Deposit £500+ This needs to be done in one go Click Webull logo, click Transfers, click Deposit. Leave it for at least 60 days.

  3. Receive £50 Trading Voucher around 61 days after your initial deposit settles  

  4. Go to My Rewards and claim your reward within 30 days or it will expire 

  5. Buy £50 of trades/shares and get £50 free

Then refer others for more free shares!


Redeeming the voucher 

Click ‘Menu’ > ‘My Rewards’.  

Must be claimed within 30 days after receiving the voucher.

After claiming the reward, the redemption is valid for 90 days.

Only one voucher can be redeemed per order.  

Once you receive your voucher, if you buy £50 worth of any shares/trades you'll receive £50 in credit in about 2 weeks. 


You can refer up to 5 people  

Headsup: The Webull app is ugly and horrible to use. Maybe you will have a different opinion but I haven't been persuaded to use it as my main investing account.  

Non ref link (no bonus)  www.webull-uk.com

reddit.com
u/Emergency_Arugula_60 — 4 days ago