u/Electrical_Park_7158

Hey guys, quick question about KVG/LAMal rules.

My insurance just told me that maternity-related services are only exempt from the deductible from the 13th week onwards. They are charging my first prenatal check-up and ultrasound to my franchise because they happened "too early."

Is this correct? I thought routine pregnancy care was covered 100% from the start of pregnancy, and only "non-routine" stuff (like getting the flu while pregnant) was subject to the 13-week rule.

Would appreciate any advice or links to the official rules so I can push back. Thank you!