u/Electrical-World-627

Hello,

I’m a new dev and would like to get advise sa mga nag AI Engineering or nag agentic coding support.

Setup ko sa vs code:

1. Using Roo for DeepSeek - cya ang coder
2. Using Claude Code as Architect - cya nag aaprove
3. Using ChatGPT as my second brain for MVP modeling

Question:

1. How do you control AI drift? Created a docs folder with md files for guardrails pero nag regression minsan.

2. Whats your setup?

I'm building a "Loan Decision Support" tool for Filipinos that helps you answer two questions:

1. "Kaya ko ba mag-loan?" (Affordability

Simulation)

2. "How do I pay this off faster?" (Snowball/ Exit Strategy)

100% On-device processing. No mandatory accounts.

Al-powered comparison for loan consolidation-non-advisory and user-initiated.

I believe clarity shouldn't cost you your data privacy.

How much are you will to pay for one-time a financial tool that doesn't track you?

Im doing research sa PhD ko about subscription patterns. Interested to learn lang kung ano ang preference nga mga tao.