I opened a paypal account under my moms name
Location : Germany
Hi,
I really need some advice on what to do.
So around two years ago I (now 17) opened a paypal account under my name. I then changed it to my mother’s name for some reason. Back then you didn’t need ID to verify.
Everything’s been going good ever since recently. I bought something off of paypal and got into debt (around 20€).
I then went back and forth with paypal to send the money.
They failed two times to get it off my account themselves so I wanted to send it to them, which I cancelled when they told me they would try again. My bank then stopped them from doing so as the activity was ‘suspicious’.
My account is now restricted going through a security check where I have to confirm my bank, pay my debts and change my password.
Whenever I tried to pay my debts, it wouldn’t work because it said the card paying had to have the same name as the account, so I tried sending it from my moms account. (i just asked her if I could send myself on paypal some money as she thinks it’s legal fro me to have paypal)
The instant transfer didn’t work, so I did a normal transfer which takes a few days.
On friday though, they sent me an email saying if I don’t immediately pay my debts, they will contact a debt collection agency (inkassobüro in germany)
Now, I’ve thought about revealing my age and just using my ID to change my name so that they just close my account, though I’m really scared I’ll get sued for identity theft.
What are my options? Is it likely paypal will sue me?
Should I change my name or will that get me more trouble?