I am interested in a particular vehicle. The manufacturer is offering 1.99 for 72 months. My credit score is >800.
I haven't purchased a new vehicle in almost 10 years, so I'm wondering how much haggling is involved to actually get that rate. That is the only rate I'm willing to entertain for financing, for what it's worth. (In other words, I won't do the deal at 9%. I won't do the deal at 5%. I won't do the deal at 2.01%. I want 1.99, for 72 months. Hopefully straightforward, right?)
How do I go about showing up to the dealership, signing papers, and being out in an hour without having to go through the whole grind when financing this route? Can I call ahead to get the initial credit check and approval process done?
Thanks in advance!