u/Dizzy-Escape6657

I just recently started building my credit and I still am navigating around the utilization percentages.

So far, I have a credit card and a secured card both at $1000 limit. I usually pay my balances before the statement comes out and leave around 10% of my limit. I pay my statement balance within a week of getting it.

Having said that, is it more important to keep your utilization low or just make sure I always pay my statement balance for the month?

Thank you in advance 🙂

I’d appreciate it if you could give me some tips too!