u/Dimples1089

I jumped on the offer of 0.99% APR and $3300 down. I ordered the car and started the paperwork through the app. I start the loan paperwork, I am also trading in my BMW and the trade-in offer will cover what I owe in full… all of a sudden it’s $6000 down…. Weird. I submit the for the loan approval. My credit is in the 800’s, and the only debt I have is my mortgage. I get my paperwork back and now it’s up to almost 9k!! WTF??? I understand that this is credit based but my credit is excellent and debt to income ratio is minimal. It seems shady and I am considering just losing out on the $250 down payment….

Has anyone else experienced this?